mfolenick -at- gmail.com
Comparing the housing bubble to the bubbles of a night of too much Champagne, we’re left with an economic hangover similar to the movie The Hangover. As the US economy continues its zombie-like stumble the only element gaining in clarity is our knowledge about how much we don’t know.
I am an analyst, working usually with large record-sets of data to clarify what happened, what continues to happen, and what’s likely to happen in the future. I have a business background, that I rely upon and use frequently, and a law degree that’s used when helpful. I am a certified Blue Ocean Strategy (BOS) consultant and enthusiastically endorse the BOS strategic framework.
There is a misperception that I’m bank hostile. I analyze and write about information I see, and since the 2007-2008 meltdown that information has painted an unflattering picture of the banking industry. Towards the end of 2011 some of the brighter bankers realized that the prior antagonistic approach is unsustainable, and they’ve promised to change. If those changes actually happen, I will enthusiastically write about them.
I’m happy to discuss my findings with media, government officials, analysts and lawyers: please write to me at mfolenick -at- gmail.com and I’ll write you back or call you. Due to an overwhelming number of calls, and an underwhelming number of people to handle them, I don’t publish my phone number.
I am available for hire to help with analysis, data acquisition and processing, freelance writing, as a speaker, or as a strategic consultant. I’d strongly encourage those within the financial industry to take the opportunity via a speaking engagement or round-table to open a dialog.
Homeowners, government restrictions surrounding foreclosure related information services unfortunately make it impossible for me to work with you directly, though I’m happy to communicate with your attorney.
For those not familiar with my work, here are some examples of articles written by me, and where my data was cited by others:
Foreclosure Relief? Don’t Hold Your Breath
by Gretchen Morgenson, New York Times, Dec. 24, 2011
9.8 Million Shadow Inventory Says Housing Market is a Long Way From the Bottom
by Michael Olenick, published on nakedcapitalism, Jan. 11, 2012
Shadow over NY housing, Troubled loans mount
by Catherine Curan, New York Post, Jan. 15, 2012
Examining the Consequences of Mortgage Irregularities for Financial Stability & Foreclosure Mitigation Congressional Oversight Panel, November Oversight Report, Nov. 16, 2010
NAR’s Big Miss on Home Sales Underscores Lack of Transparency & Accuracy in Mortgage/Housing Data
by Michael Olenick, published on nakedcapitalism, Dec. 14, 2011
Foreclosure Foul-up: Tracking Down Those ‘Lost’ Mortgages
by Stephen Gandel, Time Magazine, Nov. 29, 2010
Pixie Dust Loses Magic as Foreclosures Slam Utopian Disney Town
by Kathleen M. Howley, Dec. 14, 2010
The American Civil Liberties Union
Comprehensive Study About Specific Case Milestones in Foreclosure Court